TNM Mpamba Withdraw, Send and Bank Charges Malawi 2026

The TNM Mpamba withdrawal and sending charges for Malawi have since been modified. Some cash-out and cash-in transaction fees have been reduced.

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What is the TNM Mpamba (Telekom Network Money) Malawi Service Code?

Simply dial the USSD code *444# to access TNM Mpamba Telekom Money in Malawi.

The chart or table below shows the new TNM Mpamba withdrawal charges: Make sure you scroll to the right to see all the latest rates.

Minimum Amount Sent in MKW	Maximum Amount Sent in MKW	Cash Out Fees from TNM Mpamba Agents or ATM
100	500	20
501	1000	40
1001	2000	85
2,001	3000	150
3,001	5000	200
5001	10,000	380
10,001	20,000	750
20,001	40,000	1,700
40,001	60,000	2,500
60,001	100,000	3,750
100,001	200,000	6,500
200,001	300,000	9,000
300,001	400,000	11,000
400,001	500,000	12,500
500,001	600,000	13,500
600,001		14,500
750,001	1,500,000	14,500

Airtel Money, Standard bank, and My Bucks	Banks
Fee(MK)	Fee(MK)
120	100
140	100
185	100
250	100
300	200
480	300
850	500
1,800	800
2,600	1,000
3,850	1,500
6,600	2%
9,100	2%
11,100	2%
12,600	2%
13,600	2%
14,600	2%

Bill Payment Charges

To check your TNM Mpamba balance on your phone, do the following:

Dial the code *444#
Select the option corresponding to ‘TNM Mpamba Balance.’
Input your correct mobile money pin and validate.
You will receive a mini statement via SMS notifying you of your TNM Mpamba balance.